Terms of Use

Last Updated: [Date]

Welcome to [Your Website Name] (“we,” “our,” “us”). By accessing or using our website located at [Your Website URL] (the “Site”), you agree to comply with and be bound by the following Terms of Use. If you do not agree to these terms, please do not use our Site.

1. Acceptance of Terms

By using the Site, you affirm that you are at least 13 years old or that you have the consent of a parent or guardian to use the Site. If you are using the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Use of Materials

The materials provided on the Site, including but not limited to text, images, audio, video, and links to external resources (the “Materials”), are for educational and informational purposes only. You may access and use the Materials for personal, non-commercial purposes.

3. Intellectual Property Rights

All content and Materials on the Site are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on the Site without prior written consent from us or the respective copyright owner.

4. Third-Party Links

Our Site may contain links to third-party websites or resources. We do not endorse and are not responsible for the availability or accuracy of these external sites or resources. You acknowledge and agree that we shall not be liable for any loss or damage caused by your use of any third-party websites or resources.

5. User Contributions

You may have the opportunity to submit content, comments, or feedback on the Site. By submitting any content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute such content in any media.

6. Disclaimer of Warranties

The Materials provided on the Site are provided on an “as-is” and “as-available” basis. We do not warrant that the Materials will be error-free, uninterrupted, or free from viruses or other harmful components. Your use of the Site is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site or the Materials.

8. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Site. Your continued use of the Site after such modifications will constitute your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Helsinki, Finland, without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us at [Your Contact Email].